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List of forums -> Questions and answers. Help. -> Loans

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Topic created : 16.11.2016, 10:35
Xeonos
Two years with Virtonomics
Two years with Virtonomics
 
This has probably been discussed a bit, but has this idea got any future?
I've start playing after some while, and while I had the qualifications, I didn't have the funding. (so I got a bauxite mine)
 
But it would be nice it implement a loan system, people are doing it now basically, only which warehouse movement.
So perhaps letting players hand out loans (with their own interest rates, for competition), could be something.
 
Or are bonds the same thing (if so.... dammit)   

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16.11.2016, 12:00
JustNash
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yes, this is what the bond system tried to accomplish. The interest rates are fixed though. 
 

16.11.2016, 12:16
Xeonos
Two years with Virtonomics
Two years with Virtonomics
 
JustNash
yes, this is what the bond system tried to accomplish. The interest rates are fixed though.
If only I knew that earlier, thanks though 
 

16.11.2016, 13:24
gamerz300
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JustNash
yes, this is what the bond system tried to accomplish. The interest rates are fixed though.

Tried and failed... The issue is due to ip issues and clones, by forcing users to play restricted, if I want to sell me coal for a million bucks per I should be allowed as I'm not forcing others to buy it. A great example is actually my Mary account and it's coffee plantation...
Mikes price dictates that my price should be 3867.79 however that breaks the ip, this means I'm losing money based on a simple division multiplication calculation...
 
Also by permitting clones with the bond system (just a little fyi, bonds and loans are different, I rather loans over bonds) it permits users to steal money from others. There's no mechanics in-game preventing users to sellout and run. If I lend to a person 400 billion and they have a points paid property worth that the game shouldn't allow them to sell it or deplete it as it becomes mine if they fail to pay for it. Also if assets drop below or could drop below during a update or purchase/sell the company gets locked.
 
I think loans would be a awesome addition to the game. You as a lender set the interest rate max you're willing to lend out to a single player and wait for applications. A player wanting a loan can only apply to 3 players at any given time and can only accept one of the 3 assuming anyone accepted their application. The logic is already in-game with corps and bonds... 
 

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